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TLC right to use in las vegas

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I have not paid my mortgage fees in full. I still have 30months payment plus maintenance fees this November. I plan not to pay it and cancel everything. I have been told by TLC that they cannot purchase it back, as they also have a lot inventories to be selling. In short, i am locked in. I plan to just escape on paying it, cancel my credit card, and not pay them at all. Will my canadian credit be affected per se?
asked Jan 15 by Shelley

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